Effective Date: 12/09/2025
Owner: Kristina Richie
These Terms of Service (“Terms”) govern your use of all websites, products, programs, digital content, and services provided by Kristina Richie (“we,” “our,” “us”).
By accessing or using our Services, you agree to these Terms.
1. Use of Services
You must be at least 18 years old to purchase or participate in our trainings, courses, memberships, or services.
You agree not to use our Services for any unlawful or unauthorized purpose.
2. Intellectual Property
All content (text, videos, graphics, trainings, stories, frameworks, worksheets, etc.) is the intellectual property of Kristina Richie and is protected under copyright law.
You may not:
• copy
• reproduce
• sell
• distribute
• share
• republish
any content without explicit written permission.
Certification or training does not grant you ownership of the material.
3. Purchases & Payments
All prices are listed in USD unless otherwise stated.
By making a purchase, you agree to:
• provide accurate billing information
• authorize charges to your payment method
• comply with your payment plan (if applicable)
Payments are processed through secure third-party providers (Stripe, PayPal, etc.). We do not store full payment card details.
4. Refund Policy
All sales are final.
We do not offer refunds on:
• digital products
• courses
• coaching or consulting
• memberships
• events
• trainings or certifications
By purchasing, you acknowledge this policy.
5. Disclaimer
Our Services provide education, personal development, and trauma-informed insights.
We do not provide:
• therapy
• medical treatment
• psychological counseling
• legal advice
• financial advice
Results vary for each individual.
By using our Services, you acknowledge personal responsibility for your outcomes.
6. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:
• damages arising from your use of our Services
• business losses
• emotional reactions
• third-party actions
• data breaches beyond reasonable control
You agree to indemnify and hold us harmless from any claims related to misuse of our Services.
7. User Accounts
If you create an account, you are responsible for maintaining confidentiality of your login information.
We reserve the right to suspend or terminate accounts for violating these Terms.
8. Third-Party Links
Our site may link to third-party websites. We are not responsible for their content, policies, or actions.
9. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
Any disputes shall be resolved in courts located in Texas, USA.
10. Changes to Terms
We may update or modify these Terms at any time. Continued use of the Services after changes constitutes acceptance.
11. Contact Information
For questions about these Terms, contact:
Email: [email protected]
Name: Kristina Richie
Location: Texas, USA
